Pet Insurance
If your pet is ill or injured, the vet's bills could cost you thousands. As a pet owner, you want the best treatment for your dog or cat, and with no NHS for animals, they believe insurance is really a necessity, not a luxury. One in three pets need veterinary treatment each year, so pet insurance is an important consideration.
Standard pet insurance policies tend to provide the following cover :
There may be more things related to your pet that you need to cover than you would think.
Holiday Cancellation What if your pet became very ill or even passed away just before you were to go on holiday. It would probably be too late to cancel your holiday and receive a refund. Some pet insurance policies will cover loss due to holiday cancellation/curtailment
Hospitalisation of owner If the pet owner is hospitalised, some insurance policies will cover boarding costs if you have to go into hospital for more than a certain number of days. Theft or straying If your pet is stolen or gets lost, your policy may cover the costs for advertising and a reward.
Accidental death/loss of pet If you lose your pet through theft, straying or death through accidental injury your policy may reimburse the cost of the pet.
Third Party Liability Many people don't realise that the pet owner could become liable should their pet cause injury to a third party or damage to their property (this may only be applicable to dogs though).
Legal liability insurance within the pet insurance could cover this liability.
Cover Abroad You may need extra cover should your pet travel with you abroad (assuming that your pet is legally entitled to travel with you). This could cover quarantine costs, loss of health certificate, emergency expenses whilst abroad etc.
How do I get cheap pet insurance? There are many places where you can get your pet insurance these days. From the supermarkets who have entered the pet insurance arena to the established insurers who offer pet protection as part of their portfolio of insurance products.
Many major insurers now offer pet insurance as part of their portfolio of insurance products. You can even get pet insurance from your supermarket chain these days! Some recommended providers are listed below:
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